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Monday, April 7, 2014

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Hello. If you’ve not yet joined “Colleagues Of Douglas E. Castle” on Sgrouples, you’re invited to do so by creating an account (ultra private inmail/email and Discussion Group, being run like a private club or community) at http://bit.ly/CODEC8. If you’ve already established your account, be certain to go to your Dashboard Page, go to “My Privacy Email” and click on (and choose) your “Notification Preferences”. Our group is a combination of the most secure email that you can access (check you inbox daily, or have your notifications forwarded to you) from member to member, combined with a Discussion Group [voluntary] which will have a completely practical focus: Members discussing specific business needs with other members. No theory. No selling or spam. Just requests and responses. It will be a great group -- I promise that much! Discussion posting guidelines will be posted within the next three days, so that we’re all of a similar mind. Thank you. - Douglas E. Castle
 
 
 
 
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Friday, August 30, 2013

Intelligence Versus Timeliness - How Much Information Is Required For Decisionmaking?

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Intelligence Versus Timeliness - How Much Information Is Required For Decisionmaking?

In making management decisions the issue of intelligence versus timeliness is a central one. Some leaders believe in acting rapidly based upon less data and more instinct, while others, being more conservative, will hesitate to take precipitous action until they have collected what they consider to be "adequate" intelligence. In the first case, the action might be either tragically wrong or right on target. In the case of the second leader, by the time he or she has gathered what he or she regards as "adequate intelligence," the time for taking the proper action might have passed.

Although the article is titled "Intelligence Versus Timeliness - How Much Information Is Needed For Decisionmaking?", the answer to the question "How much do we need to know before we act?" reflects more about a subjective personal command style than anything quantitative with a calculated solution. My thoughts follow:

Gathering and confirming the best intelligence requires time -- but for intelligence to be useful, it must be acted upon timely. Often, this balance requires the perceived importance of taking action with immediacy -- and in these cases, ironically, actions with vast consequences are often taken with less than adequate intelligence. The course of action chosen when time appears critical and action is taken based upon the equivalent of a coin toss will very often be more of a gamble than a calculated risk.

The trick is to utilize intelligence constantly and consistently so that a possible threat or potential opportunity can be predicted significantly in advance, and a probability assigned to it [as well as an actionable timeline], and the appropriate move taken at the optimal time. Intelligence should be used first and foremost for its prediction power, instead of as a problem-solving tool to be used for damage control. As I have stressed repeatedly (although in different words)in The Global Futurist Blog, "Use your prognostication tools to predict the time and likelihood of an asteroid's intrusion into Earth's atmosphere so that you will have the necessary time to gather further intelligence about how to either change the projectile's trajectory, or to blow it up before it actually makes entry into the atmosphere."

Apply intelligence 1) predictively, and also 2) technically, i.e., for damage control as well as for the harvesting of rare and valuable opportunities.

- Douglas E. Castle






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Thursday, August 1, 2013

For My Readers

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I'm Not Jealous Of Alec Baldwin. I'm Just Jealous Of His HAIR.

Friends, Colleagues, Clients, Readers And The Occasional Paper Clip Thief:

I should be back to my usual pattern of obsessive blogging on too many subjects by August 8th, and I thank you so kindly for your patience while I'm rapidly on the mend.

In the meantime, would you please do me a great kindness and 1) visit my new blog at http://douglasecastleblog.com, and then 2) follow me (please...this only takes a quick moment) on my brand-new Twitter account at http://twitter.com/DECastleAdvisor?

Thank you, and I'm hoping that you've missed me.

Until then, please be healthy, safe, of good spirits and prosperous -- or on your way to prosperity.

Faithfully,

Douglas

LinkedIn: http://www.LinkedIn.com/in/douglascastle

p.s. Kindly look at the image below. When I've looked at it (in a darkened room) for more than a minute or two, I have found that simultaneous with my body relaxing, my mind starts to wander in a fascinating way. I recommend it. It's wonderful, easy meditation, and you don't need any dangerous drugs. Seemingly silly exercises like this one have made my "comeback" much quicker. You can click on the image to see it at its full size, which is considerably larger.





The fascinating shape is actually an impossible recursive pattern wrapped around a doughnut-like shape called a toroid. Really. Look it up if you like.


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CFI, C.F.I., CrowdFunding Incubator,  crowdfunding, crowd funding, incubators, accelerators, finance projects, listing services, start up, small business, SME, funding, capitalization, financing, leverage, company services, management, marketing, fundraising, technology, mentoring, advice, media, branding, memes, business tips tricks tools and resources, entrepreneur, forum, discussion, applications, technologies, risk assessment, business model, strategic planning, organizational development, connections, networking, early-stage, first-round, angel  funding, venture capital, credit lines, assistance, business growth, biz builders, social media power, delegation, automation, monitoring, metrics, brainstorming, meetups, joint ventures, partnerships - http://CFICrowdFundingIncubator.blogspot.com, http://www.CrowdFundingIncubator.com, marketing, messaging, news releases, free, gain market share, increase backlinks, SEO, influence, disruption theory, directory, RSS feeds, Douglas E. Castle, blogroll, blogs, crowdfunding blogs...


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Wednesday, July 31, 2013

Banks Discriminating Against Increasing Number Of Customers

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HE MIGHT NOT BE AWARE THAT THERE IS A UNIVERSAL HAND GESTURE IN RESPONSE TO HIS...



Banks are discriminating against an ever-increasing group of prospective depositors.

This excerpt from a New York Times article sums it up nicely, but without too much detail:

The NEW YORK TIMES  July 31, 2013
DealBook: Over a Million Are Denied Bank Accounts for Past Errors 
By JESSICA SILVER-GREENBERG
Mistakes like a bounced check or a small overdraft have effectively blacklisted many Americans from the financial system, leading to fees for paying bills, cashing checks and wiring money.
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Some of the "offenses" which can make it very difficult for you to open a checking or savings account at a commercial bank or a savings and loan association

1) A bounced check during the past several years;

2) An outstanding unpaid fee or penalty on a bank account that was forgotten about or abandoned;

3) An overdraft (whether or not you had uncleared funds adequate to cover the amount, and whether or not the bank paid the check when it was presented);

4) A check (in a significant amount) which you deposited in your account, but which bounced;

5) An ongoing criminal or legal investigation of your finances or of your life;

6) Outstanding judgments or liens (of any sort);

7)  Dealing extensively in cash transactions;

8) Wiring significant sums of money out of the country (USA) in the past, or receiving wires from any number of foreign countries in any amounts; 

9) If you've had significant credit card problems relating to exceeding the limit, arguments about the return of merchandise, even significant discourse about your card being stolen or cases of identity theft and the fraudulent use of your card;

10) If you've never had a bank account before;

11) If you have a particularly bad credit history (significant negative credit bureau reporting);

12) If you are on a "target list" compiled with law enforcement and the government at the federal level -- you may not be guilty of anything, and you probably don't know that you've been blacklisted.

A bank denial can sometimes be remedied by having an immaculate soul open the account, and then having that person go to the bank with you and fill out the very simple paperwork adding you as a second signatory several weeks afterward. This is the easiest and best method of circumventing the system, although it works only most of the time -- not all of the time.

In the interim, more and more Americans are being forced to pay incredibly high rates to use the services of check cashing bureaus, Western Union and other transfer services, third-party wire services, and e-commerce merchant payment services like PayPal. The expense associated with completing a large number of relatively small dollar amount transactions using these methods takes any user well above the usury statute ceilings.

Not only are banks largely unwilling to lend (except in the curious cases of car loans and large bank-to-bank loans), but they are literally squeezing out a great deal of the lower-income population from having any relationship with them at all. 

If you quality, try to find a good credit union, or have an angel friend (someone whom you really trust) open an account for you and bring you in after the account is established.

This trend, and the expenses borne by the excluded population will continue to increase without oversight or regulation. And remember that banks neither need nor want your business -- they would rather receive bailouts from the U.S. government... these require far less work, and far less compassion. 

Also read through THE HIDDEN REPORT THAT SHUTS PEOPLE OUT OF THE BANKING SYSTEM  






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CFI, C.F.I., CrowdFunding Incubator,  crowdfunding, crowd funding, incubators, accelerators, finance projects, listing services, start up, small business, SME, funding, capitalization, financing, leverage, company services, management, marketing, fundraising, technology, mentoring, advice, media, branding, memes, business tips tricks tools and resources, entrepreneur, forum, discussion, applications, technologies, risk assessment, business model, strategic planning, organizational development, connections, networking, early-stage, first-round, angel  funding, venture capital, credit lines, assistance, business growth, biz builders, social media power, delegation, automation, monitoring, metrics, brainstorming, meetups, joint ventures, partnerships - http://CFICrowdFundingIncubator.blogspot.com, http://www.CrowdFundingIncubator.com, marketing, messaging, news releases, free, gain market share, increase backlinks, SEO, influence, disruption theory, directory, RSS feeds, Douglas E. Castle, blogroll, blogs, crowdfunding blogs...

crowdfunding websites, crowdfunding incubators, crowdfunding platforms, crowdfunding startups, crowdfunding news, crowd funding news, crowdfunding updates, crowdfunding rss feeds, crowdfunding incubator, CrowdFunding Incubator, crowdfunding accelerator, crowdfunding projects, crowdfunding ventures, crowdfunding sites, crowdfunding associations, crowdfunding organizations, crowd funding, project finance, micro loans, venture capital, micro-ventures, angel funding, crowd funding, project fundraising, crowd funding sites, crowd funding resources, crowdfunding tips tricks tools techniques, CFI, CrowdFunding Incubator LLC, crowdfunding capital, capital sources, CFI Featured Projects, CFI CrowdFunding Incubator, Crowd Funding RSS Feeds, CrowdFunding Incubator C.F.I., SME, SBA, MBE, WBE, DBE small business grants, loans, credit, growth capital, non-bank, fund a project, kickstarter, Indiegogo, crowd funding start ups, new crowd funding sites, crowd funding laws, JOBS Act, crowd funding contests, entrepreneurs, innovators, inventors, applications, funding technology, growth capital, seedling businesses, kiva, socially responsible projects, crowdsourcing, crowd sourcing, funding phases, business plans, presenting your business idea, crowd forums, government business assistance programs, business mentoring, free business resources and advice, http://www.CrowdFundingIncubator.com, http://www.CFICrowdFundingIncubator.com, http://www.CFIEnterpriseResourcesGroup.com, Douglas E. Castle blogs...



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